said 1 year, 2 months ago:
When I am creating items, I buy the photos and graphics from istockphoto etc and add the quotes or whatever using Snagit. I do have Photoshop but I find it quicker to do the small stuff in Snagit. The photos are only $1 – $3 a piece and that is OK with me. I never take my own photos but for someone with talent / interest that could well be a route to go.
As a web developer I have seen the consequences of using photos / graphics that a site does not have rights to. In my contract with my clients there is a line saying that THEY take all responsibility for having full copyright / use rights to all artwork they give me to put on the site.